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How the Loan Process Works

Step 1 - Apply for a loan

HFS performs a soft credit check, so it does NOT affect your credit and you get same day answers.

Step 2 - Speak to a loan consultant

If application is accepted, you will have your personal loan consultant, they will contact you within 24 hours to discuss loan and terms.

Step 3 - Provide Documentation

Securely upload some basic documents for loan verification to HFS Financial.

Step 4 - Fund your loan

Once approved, you will have full funds in your checking account within 48-72 hours.

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